Message from President
Thank you for visiting our site. I will personally give you the most honest and knowledgeable advice in the lending industry.
This service is FREE. Why am I willing to spend my time with you? Because I know you will appreciate sound advice and some of you will probably close loans with us. I invite you to fill out the two step quick application, or call now toll free 866.562.6838 I will respond and help you immediately.
Jeff Kutnick
President, First Rate Lending
Lending Resources
Taking your financial future seriously
Loan Calculator
Calculate the difference in your payment at each rate, term, loan amount, and more
Glossary
A guide to understanding common mortgage terms and acronyms
Document Upload
Securely upload documents needed for your home mortgage
Loan Programs
First Rate lending offers a very wide selection of loan programs. Which one is right for you?
Testimonials
– Nancy
– Shane
– Ian
– Tal
– Robert
– Matt
– Shane
– Brandon
– Jack
– Anthony
- Leslie – San Dimas Ca.
Again, I am extremely thankful for Jeff and his staff. Each and every one of them really helped me and had my best interest at heart.
I would recommend First Rate Lending to any and everybody because they are top notch!!!
Thank you Jeff 🙂
– Natalie
– Jacob
I would recommend him to anyone and everyone. He is knowledgeable, honest and willing to explain whatever you have questions on. A superb experience.
– Justin
– Karina
– Andy
– Cathy
– Rich
- Ed - Mission Viejo Ca.
– Art
Thanks for helping us and I look forward to a continuing and lasting relationship.”
- Clara and Eldon – Santa Ana Ca.
– Erin
– Brad
– Kelly
– Cory
- Garret - Nipomo
Jeff is extremely knowledgeable and understands the ins and outs of home loans and is who I also trust to handle my personal home loan needs.
I not only refer my clients to Jeff, I am a client of Jeff's as well. I trust him with my home and my clients and so should you.
– Kevin
– Sandra
- Rob – Huntington Beach Ca.
recommend. Thanks Jeff and your staff for making it easy.
- Becky
– Griselda
– Rob
– Cheryl
– John
– Blake
– Christian
– Monique
– Lance
– Maudy
Highly Recommend. I have used First Rate Lending for several real estate transactions. They were with me when I first bought my home and got me a great rate with an expert, completely flawless experience. These people know what they are doing and are very good at it. Jeff at First Rate gives you a personalized service you will not find anywhere else because they run a "First Rate" company. Which means, these are not people who will take your money and run never to be heard from again. This is a family company made of professional people, who will become family friends looking out for your best interests. When rates came down, they reached out and helped me save a ton of money with a refinance. Whether it's your first home or beyond they have your back 110% which is why we have always gone with First Rate and used them when we upgraded to the purchase of our latest home. I cannot recommend this company enough; they will go the extra mile for you with a process and a service that is incomparable to the competition.
– Dave
– Michael
– Allster
- Scott – Signal Hill Ca.
– Nina
- Mark – Hawthorne Ca.
– Rob
– Lucas
– Sonny
Thanks Jeff!
– Joel Carlson - MJC Realty - Newport Beach Office - DRE 00546246
– David
– Ed
Latest Blog Posts
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