WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED
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REFINANCE
When you need a quick and easy refinance of your home or investment property, try FirstRateLending.com.
Our customers have said that our speed of processing, knowledgeable staff and aggressive programs set us apart from our competition

# Why refinance?
# Refinance Issues to Review
# Evaluate Your Assets
# Deciding to Refinance
# Cash Out Refinance
# Will Paying Points Affect My Rate?
# Refinance Expenses
# Your Second Refinance
# Converting Your ARM to a Fixed Rate
# Refinance and Taxes

These are just a few benefits of refinancing and taking advantage of the record breaking low interest rates.
  • Save money?
  • Lower your payment
  • Get cash out
  • Lower your rate
When you need a quick and easy refinance of your home or investment property, try FirstRateLending.com
CONVERTING YOUR ARM TO A FIXED RATE
Home owners have two rate options when refinancing their home loan, fixed rate mortgages and adjustable rate mortgages, often referred to as ARMs.

ARMs are attractive in today’s economy because they offer very low introductory rates but due to financial market instability these rates can jump quickly and homeowners may find themselves paying more than they had bargained for.

Adjustable rate mortgages are not always unpredictable though.

Homeowners who know the length of time they plan to stay in their home may secure an ARM for that specific amount of time, which will save the homeowner money and avoid rising payments.
EASY TWO STEPS                       QUICK APPLICATION FORM
 
First name *
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New loan amout * $
Loan purpose
Loan program
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Property value $
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HOMEPAGE | FULL APPLICATION | LOAN-PROGRAMS | FINANCIAL CALCULATORS | CONTACT US
First Rate Lending - Laguna Niguel
WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED
23161 Lake Center Drive, Suite 110 - Lake Forest, CA 92630 - Toll Free number 866-LOAN-838
License # 00799183