WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED
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FINANCIAL CALCULATORS
Provided below is a list of calculators to assist you with your financial matters.

# Loan Calculator
# Refinancing Calculator
# APR Calculator
# Closing Costs Calculator
# Rent versus Buy Calculator
# Seller's Proceeds Calculator
# Loan Spread Calculator
# Cashflows Calculator
# Future Values of Savings
# Pay off or Invest
# Loan Comparison
Financial calculators
LOAN CALCULATOR
Quickly calculates the monthly payment, total amount of interest paid, total paid and cost of points for a fixed rate mortgage loan.:
FULL DOC AND STATED INCOME
Full Doc

A full doc loan is one that requires that the borrower present all necessary documents, including income verification to be considered for the home loan. This type of loan usually offers lower rates because it is less risky for the lender. On the other hand, if you are self employed you may not have all of the required documents and should look into a stated income loan.

Stated Income

Stated income home loans allow those who are self employed or do not have documentation of earned wages to state a wage on the mortgage application and qualify for a mortgage, based on that stated income. The advantages of a stated income home loans allow those who are self employed or do not have documentation of earned wages to state a wage and qualify for a mortgage based on that stated income. The advantages of a stated income loan are that the borrower does not need to verify income and approval is generally faster than with traditional home loans. The disadvantages of this type of loan are that interest rates and the required down payments are often higher than with traditional home loans.
EASY TWO STEPS                       QUICK APPLICATION FORM
 
First name *
Last name *
E-mail address *
Work phone *
New loan amout * $
Loan purpose
Loan program
Property state
Property use
Property type
Property value $
*Required
  
 
   
Fill the form and get a free CREDIT REPORTFill the form and get a free CREDIT REPORT
 
HOMEPAGE | FULL APPLICATION | LOAN-PROGRAMS | FINANCIAL CALCULATORS | CONTACT US
First Rate Lending - Laguna Niguel
WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED
22941 Triton Way, Suite 244 - Laguna Hills, CA 92653 - Toll Free number 866-LOAN-838
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