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WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED |
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| BOOKMARK US | MORTGAGE KNOWLEDGE | HOMEPAGE | FULL APPLICATION | LOAN-PROGRAMS | FINANCIAL CALCULATORS | CONTACT US |
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KNOWLEDGE, EXPERIENCE,
ADVICE YOU CAN TRUST
First Rate Lending knows what it takes to be a successful lender. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. From start to finish in the loan process, we provide no less than exceptional service to our most prized possessions: our customers. As a leader in the mortgage industry, we aim to deliver excellence in every area. Based on client feedback, we constantly strive to improve our systems and technology to improve our efficiency and success ratio. Because market conditions are constantly in flux, we keep our fingers on the pulse of mortgage backed securities to ensure that you get the best interest rate possible. 
NEWS & ARCHIVES
¤ Understanding Credit Scoring & Credit Repair
¤ Time to transition your ARM into a fixed rate? ¤ Much to Gain by Pursuing Home Ownership? ¤ Optimizing Credit Scores and Interest Rates ¤ Is Refinancing Your Mortgage For You? ¤ Protecting your Credit During Divorce ¤ Option ARM ¤ Sensational Headlines ¤ Falling behind ¤ Home Sales On The Rise? ¤ Enhance Your Financial Freedom ¤ The reverse mortgage NEW ¤ Home improvement loans NEW ¤ Credit scores and interest rates NEW ¤ Making Your Mortgage Invincible NEW ¤ Why you should care? NEW ¤ The Sub-prime Default Crisis NEW LOAN CALCULATOR
Quickly calculates the monthly payment, total amount of interest paid, total paid and cost of points for a fixed rate mortgage loan.:
FIRST TIME BUYERS
Many home loan programs have been specifically created for first time home buyers. These loans feature low down payments and approval guidelines that make it easier to qualify. Some of the more popular first time homebuyer programs are listed hereafter: # What is a First Time Buyer Loan? # FHA and VA Loans for First Time Buyers # Who is Eligible for a 1st Time Buyer Loan? # Community Home Buyer Programs # What is Escrow? # Mortgage Credit Certificates Getting your first home is easy.
FINANCIAL CALCULATORS
Provided below is a list of calculators to assist you with your financial matters. # Loan Calculator # Refinancing Calculator # APR Calculator # Closing Costs Calculator # Rent versus Buy Calculator # Seller's Proceeds Calculator # Loan Spread Calculator # Cashflows Calculator # Future Values of Savings # Pay off or Invest # Loan Comparison 
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TWO EASY STEP QUICK APPLICATION FORM
GET YOUR LOAN FAST WITH FIRST RATE LENDING
Your Trusted Advisor
Funding your loan is just the beginning of our
relationship with you. We want you as a lifetime
customer, not just a one-time deal. We will
continue to monitor interest rates and let you
know when opportunities arise to improve your
current situation. We will also stay in touch and
continue to educate you so that we can be your
ultimate resource for mortgage financing
information - your Trusted Advisor - today,
tomorrow, and beyond!Home Sweet Home
We believe everyone deserves to own their home.
We can help you get there. Choosing the right
lender is a key element to managing your
mortgage. As a mortgage professional, our goal
is not only to provide you with a loan, but also to
help you select the one most beneficial to you and
your long-term goals. After that, we will help you
manage that debt over time.
Few lenders provide this type of ongoing,
personalized service.
Competition is Fierce
We understand the loan business to be a fiercely
competitive market. But we also believe that there
is more to home financing than simply securing
the lowest interest rate. That’s why we ask a lot
of questions and take the time to listen to your
answers concerning your overall financial picture.
We want to offer you the best option to achieve your
financial goals, whether it’s buying your first
home, consolidating debt, or preparing for
retirement.
A Loan Made Just for You
Because mortgage loans are uniquely individual,
we offer a wide range of residential loan programs
tailored to your specific needs, including:
Kiss your debt goodbye
One of the greatest services we are privileged to
offer our clients is debt consolidation.
Why spend a significant portion of your monthly
income on high interest loans that are not tax
deductible? We will help you save hundreds of
dollars a month and increase your tax deductions
so that you can be debt-free and live the lifestyle
you desire.
Your Credit Score
Credit challenges in the past?
We can help get you back on track.
Did you know that in some cases, improving your
credit score by less than 10 points can save you
thousands of dollars in interest over the life of
your loan? Let us show you how!
To contact one of our mortgage professionals please fill out our Simple Application to find a loan program that fits your particular need. We will help determine which one is best for you. SEARCH THE WEBSITE
CHOOSE THE BEST PROGRAM FOR YOU
Finding your way through all of the options, payment plans, applications and paperwork can be confusing. Learn about some of the options available by clicking below or let a professional listen to your needs and assist you in getting started. |
| HOMEPAGE | FULL APPLICATION | LOAN-PROGRAMS | FINANCIAL CALCULATORS | CONTACT US |
 WE PROVIDE FINANCIAL SOLUTIONS INSTEAD OF LOANS YOU DON'T NEED 22941 Triton Way, Suite 244 - Laguna Hills, CA 92653 - Toll Free number 866-LOAN-838  |
